How do I cash a check?

In the West, along with credit cardsThere are also checks that are of different types. A check is a bank money document that confirms that the account holder pays a certain amount to its bearer. If you want to know the details of checks, see the article What is a check.

How to cash inscribed checks

Checks issued under the Google programAdSense, are registered. These checks can be cashed in almost any bank. To do this, you need to call several large banks in your city and ask the question: do they accept personal checks that are issued by a foreign bank for collection. If the answer is positive, then it is worth to clarify the terms of cashing, for example, ask what percentage the bank takes and choose the most profitable.

The most famous bank that offersgood conditions for cashing checks, is VTB 24. So, for the service the bank takes a commission of 3%, but not less than 15 dollars. Therefore, it is advantageous to cash only large amounts. Of course, it is better to clarify the information in the bank itself, as the conditions can vary.

The collection operation takes about 2 months, thisapplies to all banks. The validity of the check is 6 months, so do not delay with cashing, take the passport and go to the bank where you will need to write a statement indicating all your data and information from the check.

Where else can I cash a check for collection

  • This check can be cashed both in banks and in other organizations that conduct the procedure of cashing out registered checks.
  • Alfa-Bank, Sberbank, VTB 24, Impexbank -the advantages of these banks is that there is an opportunity to cash a check without personal presence - through online banking. You can cash out a nominal check using the EPayServices payment system. The service accepts checks of banks of the USA, Asia, Canada, Europe, Latin America in dollars, euros and pounds sterling.

Traveler's checks

To begin with, you need to buy travel at homeChecks, having settled with national or world currency and sign on each of them. You can pay checks in many cafes, hotels, shops and in any other places where travelers' checks are accepted. It is also possible to change the traveler's check for local currency. To do this, you need to find an American Express office or another point where you accept checks without commission. By clicking on the link, you will find the addresses - aetclocator.com.

You may also be interested in the article How to reduce taxes.

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